5 Signs Your BTL Operating Model Is Missing the Professional Landlord Wave

Professional landlords are reshaping the BTL market, bringing larger portfolios, more complex ownership structures, and greater operational demands for lenders. This white paper explores five warning signs that existing processes may be struggling to keep pace, from manual case preparation and fragmented portfolio data to underwriting bottlenecks, broker rework, and growing operational cost. It also […]

From Pilot to Paralysis: The Build vs Buy Decisions Holding Mortgage Lenders Back

AI has made it easier than ever for lenders to build compelling pilots, but far harder to turn them into reliable, governed production systems. This white paper explores why internal builds often stall at the final mile and offers a practical framework for deciding what to build, buy or partner for across mortgage, SME, and […]

What I Hear in Every Client Room

Where We’ve Been In our previous discussions, we’ve established that the DCA redress scheme represents both an immediate £11 billion operational challenge and a strategic inflection point. We’ve seen how mid-market lenders face a choice: survive in survival mode, or transform their entire operational foundation. The implications extend far beyond redress—defining competitive position for the […]

Digilytics RevEL Cost-Benefit Calculator

Provide inputs on your current volumes and staffing levels to understand the operational cost of affordability and the impact of automating with Digilytics RevEL. Number of Mortgage Enquiries Per Month Please enter a valid non-negative integer. Monthly Percentage of Mortgage Enquiries Converted to Applications Please enter a valid percentage (0–100). Number of FTEs in Your […]

The Automation Advantage: From Crisis Cost to Strategic Weapon

Where We’ve Been In our previous discussions, we’ve established that the DCA redress scheme represents both an immediate £11 billion operational challenge and a strategic inflection point. We’ve seen how mid-market lenders face a choice: survive in survival mode, or transform their entire operational foundation. The implications extend far beyond redress—defining competitive position for the […]

Beyond Survival: The Strategic Implications of Your DCA Response

Quick Recap: The Perfect Storm As we discussed last time, the DCA redress scheme isn’t just another regulatory hurdle—it’s an £11 billion operational earthquake affecting 14 million agreements with brutal timelines. We’ve seen how mid-market lenders face per-case costs 2-3 times higher than major competitors, creating a survival question for many firms. But here’s what […]

The £11 Billion Storm That’s Already Hit UK Motor Finance

The Situation: Your Industry’s Biggest Challenge in a Decade In our experience of working with UK motor finance lenders, we’ve never seen anything quite like this. The industry is facing its largest operational challenge since the financial crisis. Following the Supreme Court’s landmark ruling on Discretionary Commission Arrangements (DCAs), an industry-wide redress scheme is imminent—affecting […]